Marvin Espina

eCommerce seller with 2 online stores, The Philippines

“I’m very thankful to Payoneer’s payment services. It’s so easy to pay my suppliers, there’s no hassle, and receiving funds from the US is easier. Now I can focus on scaling my business.”

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Challenge

Every payment option my supplier suggested was a hassle. It wasn’t eCommerce-friendly, it had no security, and I had to put aside a lot of time to physically wait in line to do it.

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Solution

Payoneer’s Global Payment Services and US virtual account allow me to pay my suppliers hassle-free in just a few clicks.

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Result

I save time, reduce frustration, and can concentrate on growing my business.


I’m Marvin Espina from the Philippines.

I currently run two online stores, with my main customers from the US, the UK, Canada, and Australia. I established my store after having success on the platform Teespring. The idea was to sell more than just apparel to my current customers, like watches and sunglasses. I’m positive that I’m on the right track with my vision for the store.


Every payment option was a hassle for my business”

I tried every payment option my supplier suggested, including bank transfer and money remittance. It was a hassle for my business because I would have to physically line up to pay, I had no payment security, and it was not eCommerce-friendly. I was a virtual assistant to a top seller on a different print-on-demand company, so that’s where I heard about Payoneer.


Payoneer’s virtual us bank account has been a big help

I use my virtual US bank account to link to my Stripe account. If it wasn’t for that, I would have to go to the US or hire an agent to open a US bank account, which takes more time and hassle, while signing up for Payoneer is free and virtual.


Now I can pay my suppliers in just a few clicks

The conversion rate of USD to their local business is higher when they receive my payment, so it’s a win-win for both of us. Payoneer has helped my business, not only with Global Payment Services and a US virtual account, but also with the Payoneer prepaid MasterCard, which I use to pay my Facebook ads.


I’m very thankful to payoneer’s payment services

It’s so easy to pay my suppliers, there’s no hassle, and receiving funds from the US is easier. Now I can focus on scaling my business.

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